Not a day goes by when we are not reminded of the virtues of remaining physically fit and healthy. But with the pitfalls of modern economy, getting ‘Fiscally Fit' might be an even greater necessity. Here are some specific suggestions for improving personal finances.

Is Monday a doomsday? Does your 7 o'clock alarm hit you like a jolt? Does the thought of Monday morning make you feel depressed? Some time or the other you must have felt like this and wondered "why am I feeling like this after a week end?" The answer is simple. You are suffering from Monday morning blues.

We have all experienced the pleasure and happiness of receiving. Another way of bringing joy to yourself and others is by giving. But one doesn't have to be a Bill Gates or someone really heroic to give. This article looks at how giving to someone can help us too.

Living from pay cheque to pay cheque is frightening for anyone, but especially so for someone with a single income and a family to support. Here are some reasons which may make you consider the importance of building some savings in your account.

A person can ensure that his/her wishes with respect to assets and property are followed after his death only if he makes a Will during his lifetime. Would you like to distribute your property to the person of your choice or just let it create tension and trouble among your loved ones? In the present scenario, where the courts are filled with petitions on property disputes giving rise to long drawn legal battles, it is very important for every individual to execute a will during his or her life time, to avoid any kind of ambiguity and to rightfully leave their assets and wealth to whoever he/she chooses to.

Did you think that ‘learning' was something you left behind you once you left college? On the contrary, learning is something that you can do all your life, and yes, it is something that you might do even if you don't HAVE to! This does not mean poring over text books (although that may be involved) but any kind of activity where you gain a skill or knowledge, whether physical or mental, work-related or personal.

Leisure produces many benefits not only for the individual, but also for the society as a whole, the family and the economy. Engaging in some kind of leisure activity and having a good time can enhance our sense of well-being and productivity.

Do you find yourself wanting to achieve things but never getting down to doing it, making resolutions that never seem to materialize? Whether you are thinking about losing weight, spending more time with your family or quitting smoking; if you want to succeed, you need to set goals.

The end of a year tends to put people in a reflective mood. We look back at how the year has been, and resolve to do some things differently in the coming year. There seems to be a need for embracing the new, and letting go of some of the past. Sometimes we are struck by all the things that went wrong, the mistakes that we have made, and the things that we have done differently.

We're at the start of a brand new year - another perfect opportunity to reduce the clutter, simplify, better manage your time, and reach your goals. Here are 7 simple ways to start the New Year on the right foot.